Individual clients
I can give advice on career consulting and financial planning including social security & taxation and in response to occurrences in the life of each client, such as employment/change of job /marriage /childbirth /child care/divorce/family care/retirement.
Effective Date of Each Social Security Agreement and Applicable Social Security Systems
The following table shows social security systems which are included in each agreement. Social security systems which are not included in each agreement could be subject to dual coverage and you may be required to enroll in the systems in both countries.
| Agreement Country | Effective Date | Totalization Agreement | Social Security Systemes Subject to Elimination of Dual Coverage | |
|---|---|---|---|---|
| In Janan | In agreement countries | |||
| Germany | February 2000 | ○ | ・Public pension system | ・Public pension system |
| United Kingdom | February 2001 | - | ||
| Korea | April 2005 | - | ||
| United States | October 2005 | ○ | ・Public pension system ・Public health insurance system |
・Social Security system (Public pension system and Medicare) |
| Belgium | January 2007 | ○ | ・Public pension system ・Public health insurance system ・Public insurance for accidents at work ・Public insurance for unemployment |
|
| France | June 2007 | ○ | ・Public pension system ・Public health insurance system ・Public insurance for accidents at work |
|
| Canada | March 2008 | ○ | ・Public pension system | ・Public pension system *except for Quebec Pension Plan |
| Australia | January 2009 | ○ | ・Super annuation guarantee | |
| Netherlands | March 2009 | ○ | ・Public pension system ・Public health insurance system |
・Public pension system ・Public health insurance system ・Unemployment insurance |
| Czech Republic | Under preparation | ○ | ・Public pension system ・Public health insurance system |
|
NOTE : "Under preparation" means that the effective date of the agreements have not been determined yet. Japan and the agreement countries are preparing practical administrative procedures under the agreements.
Sample client questions;
◆ For those who are considering quitting their company and changing jobs:
- Q1
- What should I consider before I quit my company? Please explain necessary procedures for health/welfare pension insurance, unemployment benefits, income tax and inhabitant tax after resignation.
◆ For those who are planning to take maternity leave/child care or family care leave:
- Q2
- Please explain the regulations which deal with family care related leave. What kind of benefits will be available to me from social security when I take maternity leave/child care or family care leave?
◆ For those who are planning to study abroad:
- Q3
- I'll quit my company and begin studying abroad in a couple of months. Please advise me on how to apply for unemployment benefits and pension systems while studying abroad. What should I bear in mind about income tax and inhabitant tax after becoming a non-resident?
◆ For those who are about to reach retirement age:
- Q4
- I'm interested in the amount of pension insurance that I will receive and I am concerned about whether health insurance will be provided in the case of illness or injury after retirement. Please let me know about the estimated net payment after government deductions.
